Looking for a best deal on a Home loan or Investment assets?

We'll help you understand your affordability so you live a stress free life

Set an Appointment Set an Appointment

Alata

Alice

Open Sans

Noto Sans

Bebas Neue

Great Vibes

Rock Salt

Exo

Belgrano

Overlock

Cinzel

Indie Flower

Staatliches

Roboto Slab

Lato

Noto Serif

Open Sans

Montserrat

Ubuntu

Rubik

Delius

Amiri

Montserrat

Our Services

Rest assured that we are here for you

First Home Buyer Loans

As a first home buyer, you may be eligible for a number of state funding schemes to help get you into your own place. You may as well save on stamp duty, may also qualify for a one-off payment called the First Home Owner Grant.

Investment Property Loans

An investment property is a great way to expand your portfolio and start growing your assets. But before you get started, it is important to understand all of your options to help simplify the decision-making process. This is where it helps to work with a trusted mortgage broker. By talking to us, you will know more about other financing options and gain access to a variety of investment property loan products to help you pick the right lender for your loan..

Refinance

Refinancing a mortgage involves taking out a new loan to pay off your original mortgage loan. Generally, one of the best reasons to refinance is to lower the interest rate on your existing loan. The more cash you put toward the home, the better the interest rate you could get.

The second reason is most likely our financial goals that can change over time due to changing circumstances. This usually gives rise to most borrowers to re-evaluate their current home loan to secure a better deal or access additional loan features that have now become available.

Low Doc Loans

Low Doc Loans requires less financial documentation to prove income, assets and liabilities than a standard loan. They are specifically designed for self-employed people and small business owners who are unable to provide up to date tax returns. These loans are offered at higher interest rates and may include terms that restrict borrowers. If you are a sole applicant and are employed on a PAYG basis, are on government benefits or have no provable income stream, then a Low Doc Loan is not for you.

Personal Loans

A personal loan is a short term loan of typically 5-7 years, often with interest rates higher than that of mortgages but lower than that of a credit card, offering a useful solution for those special projects. Also, because you are assessed based on your credit risk and experience, the turn around time for approval is usually much faster than that of a mortgage.

At FMK, we do all the legwork by comparing multiple loan products from a range of lenders so that we track down competitively priced personal loans that let you achieve your goals.

Car Loans

If you are planning to buy a new car or a used vehicle, you may want to consider getting assistance from reliable loan broker. By working with us, you can gain access to more opportunities when it comes to car loans. In the market today, there are numerous packages that you can choose from and will never have a problem with the choices available, but you might have a problem in choosing the best one for you.

This is where car loan broker like the ones at FMK, can come in. With our experience and expertise, we can drive you to best car loan deals that’s appropriate for your financial capacity.

Business Loan

*To be updated

We work with many lenders to find the best that suits you and known for delivering excellent customer service. Some of our panel lenders are:

Our Professional Affiliations and Memberships

Testimonials

Why people believe in us

“I have tried other brokers but Devi is certainly the best of them all. She made me understand the process as simple as possible. I could buy my Investment property only because of her"

Luv

“'Devi goes above and beyond to serve customers. Highly recommended"

John Smith

“The service is friendly and the home loan got approved quickly.. This is the best company I have ever worked with.”

Madelaine

“The first time I tried this company, I was hooked. Everything was so fabulous and easy. I’ll never go back to anyone else.”

Samuel

I had trouble understanding my mortgage options. I met Devi and found all the support I needed to make my own mind. Thank you FMK!

Prakash

The loans conditions at Flex Mortgage Key are much more favourable that the rest of the market!

Shelly

Transparency, efficiency, friendliness — all that I needed to ask for a loan to buy my house.

Jason

We met Devi and discussed our situation. She understood our circumstances and helped us get a loan.

Mohit

Find Us

+61 404 281 976

Office: 82 Norton Street

Leichhardt, NSW, 2040

info@flexmortgageltd.com.au

www.flexmortgagekey.com.au

ABN 18656361509

Credit Representative (537304) is authorised under Australian Credit Licence (384324)

Call Us

Devi Dutta

Director

Devi is a Finance & Mortgage broking expert, having experience across all asset classes including derivatives, futures, equities and fixed interest. She has spent most of her career in Wealth management, Customer Service, Finance and Mortgage broking.
She is a Credit Representative for Outsource Financial and is a Certified Financial Broker.

She holds a deep interest in Chess, Astrophysics, Politics and Economics.

Education:

Post Graduate in Management

Cert IV in Finance and Mortgage Broking

Cert IV in Real Estate

Diploma in Finance and Mortgage Broking (pursuing)

Disclaimer and Privacy Policy - Click to read the policy

Disclaimer statement: Your complete financial situation will need to be assessed before acceptance of any proposal or product.

Privacy Policy:

At Flex Mortgage Key, we are committed to protecting your privacy in accordance with the Privacy Act 1998 (Cth). This Privacy Policy describes our current policies and practices in relation to the handling and use of personal information.

What information do we collect and how do we use it?

When we arrange finance on your behalf, we ask you for the information we need to advise you about your finance needs and your borrowing capacity. We provide any information that the lenders to whom we apply on your behalf require to enable them to decide whether to lend to you and on what terms.

We also use your information to enable us to manage your ongoing requirements, e.g. refinancing, and our relationship with you, e.g. invoicing, client surveys etc. We may do so by mail or electronically unless you tell us that you do not wish to receive electronic communications.

We may occasionally notify you about new services and special offers, events or articles we think will be of interest to you. We may send you regular updates by email or by post on finance matters. If you would rather not receive this information, please email or write to us.

We may also use your information internally to help us improve our services and help resolve any problems.

What if you don’t provide some information to us?

We can only fully advise you about your borrowing capacity and the suitability of a loan if we have all relevant information.

How do we hold and protect your information?

We strive to maintain the reliability, accuracy, completeness and currency of the personal information we hold and to protect its privacy and security. We keep personal information only for as long as is reasonably necessary for the purpose for which it was collected or to comply with any applicable legal or ethical reporting or document retention requirements

We hold the information we collect from you in our database and ensure that your information is safe by all means.

This information may be held by us in electronic form on our secure servers and may also be held in paper form. We may use cloud storage or other types of networked or electronic storage to store the information we hold about you.

Will we disclose the information we collect to anyone?

We do not sell, trade, or rent your personal information to others.

We may need to provide your information to contractors who supply services to us, e.g. to handle mailings on our behalf or to other companies in the event of a corporate sale, merger, reorganisation, dissolution or similar event. However, we will do our best to ensure that they protect your information in the same way that we do.

We may provide your information to others if we are required to do so by law or under some unusual other circumstances which the Privacy Act permits.

How can you check, update or change the information we are holding?

Upon receipt of your written request and enough information to allow us to identify the information, we will disclose to you the personal information we hold about you. We will also correct, amend or delete any personal information that we agree is inaccurate.

If you wish to access or correct your personal information please write to info@flexmortgageltd.com.au and we will get in touch with you within 48 hours.

We do not charge for receiving a request for access to personal information or for complying with a correction request.

“We do not charge for providing access to personal information”.

Your consent

By asking us to assist with your finance needs, you consent to the collection and use of the information you have provided to us for the purposes described above.

Dealing with Breaches

We will deal with Breaches in an appropriate and timely manner. There may be internal and external actions that need to be taken. In taking any action, we will be guided by these steps as suggested by the OAIC on responding to a Breach (whether it is actual or suspected):

Step 1: Contain the Breach and do a preliminary assessment
Step 2: Evaluate the risks associated with the Breach
Step 3: Notification
Step 4: Prevent future Breaches

A copy of the OAIC’s “Data Breach Notification - a guide to handling personal information security breaches” can be accessed at http://www.oaic.gov.au/privacy/privacy-resources/privacy-guides/data-bre ach-notification-a-guide-to-handling-personal-information-security-breaches.

Tell us what you think

We welcome your questions and comments about privacy. If you have any concerns or complaints, please contact info@flexmortgageltd.com.au.